ING heeft de markt proberen gerust te stellen met een persbericht omtrent het bedrijf en de resulaten. Er wordt behoorlijk verlies geleden, maar "de kapitaalratios zijn niet slecht."

Koos Timmermans, Raad van Bestuur ING tegenover RTLZ:
"Onze aandelenkoers ging vandaag hard omlaag, en we vonden dat we de beleggers moesten informeren, met ondermeer de derde kwartaalcijfers".

Over de enorme koersdaling van ING vandaag op de beurs:
"Veel beleggers verwachten dat nadat er banken zijn geherkapitaliseerd in de VS en UK, dat nu de Duitsers en Nederlanders ook aan de beurt zijn. Daar speculeren ze op."

"De ratios zijn wel wat verslechterd, maar zijn nog steeds op of boven de targets."

Emissie?
"Wellicht moeten we wel naar de kapitaalratio's gaan kijken. Niet als reparatie-maatregel, wel richting de concurrentie. We zijn nog niet uit de keuze: of dividendverlaging, of herkapitalisatie en/of aankloppen bij het fonds van de overheid."

De koers van ING daalde vandaag met 27% tot 7,33 euro, het laagste punt van de dag. ING is het moederbedrijf van ondermeer ING Bank, ING Direct, De Postbank en verzekeraar Nationale Nederlanden

RTL Z 17-10-08







Hieronder het volledige persbericht van vrijdag 17.00 uur::

ING's capital position in line with targets despite market turmoil in third quarter

Based on preliminary third-quarter figures:

-Tier-1 ratio of ING Bank above target at 8.5% and core tier-1 of 6.5% at 30 September
-Debt/equity ratio ING Group at 15%, in line with internal limits
-AFR/EC ING Group at 113% despite decline at Insurance due to widening credit spreads
- 3Q results impacted by market turmoil, with impairments and negative fair-value changes leading to a net loss of approximately EUR 500 million in the quarter

ING confirmed today that its capital position is in line with targets despite the turmoil in financial markets, which accelerated substantially in the third quarter. The tier-1 ratio of ING's banking operations is above target at 8.5% as of 30 September 2008, with a core tier-1 of 6.5%. The debt/equity ratio of ING Group is in line with internal limits at 15%. The ratio of available financial resources over economic capital for ING Group declined to 113% from 128%, but is above the 100% level which is calibrated to a AA rating.

The operational performance of the business was solid given the challenging market environment, supported by the strength of ING's franchise. Turmoil in financial markets and declining asset prices inevitably impacted ING's results in the third quarter, with impairments on equity and bond investments, pressurised asset classes, losses attributable to financial counterparties and fair value changes on real estate totalling approximately EUR 1.6 billion before tax. Loan loss provisioning at the bank also increased to approximately EUR 400 million. That is expected to result in a net loss of approximately EUR 500 million in the third quarter, based on preliminary numbers.

Negative revaluations on ING's Alt-A, subprime and CDO investments of approximately EUR 1.5 billion after tax were reflected in shareholders' equity in the third quarter, bringing total shareholders' equity to EUR 23.9 billion at the end of September.

"Current developments in financial markets are unprecedented," said Michel Tilmant, CEO of ING. "ING's business model is sound and our commercial performance is solid, however that does not mean that we are immune to the external environment. The crisis is far-reaching, and even the healthiest companies are feeling the negative effects. We continue to serve the interest of our customers by being a trusted partner in these turbulent times. Our long-term focus, disciplined business approach and prudent management of risk and capital will guide us going forward."

As announced last week, ING has welcomed the steps taken by the Dutch government to restore confidence and stability to the Dutch financial system. ING will continue to take a prudent and disciplined approach in